5. DO I HAVE TO PROVIDE MY OWN INSURANCE?
LAND ONLY RENTAL UNITS
All Season Rental Adventures includes 3rd party liability insurance as a standard on all rental units at no cost to the customer. Personal Liability and Property Damage (PLPD) Insurance – Commonly referred to as third-party liability insurance, this type of insurance is legally mandatory for drivers in the province of Alberta. It is a legal safeguard that covers damages caused by your vehicle to another person or their property.
All Season Rental Adventures may offer additional “Collision/Damage Third Party Coverage” on some of there unit rentals. Customer must inquire at the time of rental before renting to see if it is in fact available at the time or on the specific unit they are renting. This Third Party Coverage does not cover theft. In the event of an accident or incident the customer is responsible for paying out deductible in full within seven days of the return date, in order for the third party coverage to become active and valid. If deductible is not paid in full, customer will be responsible for full damage amount. Please be aware that the charge for “loss of rentals” is not included in this policy. Customer is fully responsible for all loss of rental charges that can accumulate.
Example: If the unit is rolled/written off (worst case scenario), the customer is still responsible for up to, the full amount of the deductible. If you purchase “Collision/ Damage Insurance” it covers any damages past the deductible and our insurance pays the remaining amount “only after” the deductible amount. The customer is responsible for any and all damages under and up to the deductible.
This third party coverage is collision only and deductible varies per unit.
The customer can provide their own third party coverage if desired.
**PLEASE NOTE ALL SEASON RENTAL ADVENTURES HAS NO INSURANCE THAT COVERS THEFT.**
**PLEASE BE AWARE: COVERAGE MAY NOT BE AVAILABLE EVERY WEEKEND OR ON EVERY UNIT (Customer must inquire about availability before unit is rented.)**